romayatul liya, Munaa nihayatul, kusdiyana ari. What Factors that Influences the National Health Insurance Participants to Choose Out of Pocket Payment Method in Hospital?. JOHC [Internet]. 2025 Apr. 1 [cited 2026 Jan. 9];6(1). Available from: https://jurnal.umla.ac.id/index.php/JOHC/article/view/1067